CMIC is proud to be a leading doctor-owned provider of professional liability insurance and services to doctors and healthcare professionals in New England. As a mutual member owned company, we strive to provide our members innovative insurance and practice solutions while maintaining appropriately proced professional liability insurance.  2010 marks the sixth consecutive year CMIC rates have not increased.  

 

CMIC is rated A- (Excellent) by A.M. Best, the premier medical liability insurance rating agency in the nation. The rating reflects CMIC’s strong capitalization and underwriting performance, favorable return measures and conservative loss sharing philosophy.

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Unique Services

• Free online CME credits
• Current medical issues
• Specialty specific webcasts
• Specialty seminars with premium credit
• Free access to iMedConsent online informed consent and patient education materials
• Defendant support program
• Online payment options

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Unique Coverage Features

• Consent to settle
• Legal expense endorsement
• Shared excess eoverage 
• Deductible programs 
• Simplified medical risk classifications
• Payment options
• Premium adjustment opportunities that can reduce your premiums up to 42.5% per doctor
• Claims Made Policies

• Professional Entity Coverage
• Prior Acts Coverage
• Extended Reporting Period Endorsement (Tail Coverage)
• Leave of Absence
• Locum Tenens 
• Administrative Review Coverage 
• Pre-Retirement Practice Options Available

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Convenient Payment Options

CMIC offers online payment options via our website. All transactions occur in a secure environment. Policyholders can select credit cards, debit cards or checks to pay their premium with the flexibility of specifying payment dates.

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Superior Defense Counsel

CMIC's defense counsel consists of experienced defense-only firms specializing in malpractice defense. As a mutual insurance company our philosophy is to provide the best legal counsel available to our members.